Top 5 Things You Should Be Doing To Be More Secure Online

Below, our Business and Tech writer – let’s call him Allen – shares valuable tips on cybersecurity; keeping you and your family’s online life secure, multi-factor authentication, encryption, and password managers. We highly suggest you read this post thoroughly and share these valuable tips with your friends and family. In today’s world, one can never be too prepared.

 

123456  123456789  qwerty  12345678  111111  1234567890  1234567  password  123123  987654321  qwertyuiop  mynoob  123321  666666  18atcskd2w  7777777  1q2w3e4r  654321  555555  3rjs1la7qe  google  1q2w3e4r5t  123qwe  zxcvbnm  1q2w3e

If you see your password in this list… you’re done.

Toast.

Busted.

Most people want to keep things simple.

Well, this simple isn’t secure.  This list above are the 25 most commonly used passwords.  There is even bigger list here www.passwordrandom.com/most-popular-passwords.  It contains the 10,000 most commonly used passwords .

(ProAdvice: PLEASE DO NOT USE THE PASSWORD CHECKER ON THEIR SITE.  I don’t think you should type your password anywhere except where you should use it. Got it?  Good.. moving on..)

 

So now that your password has been shared with the world or maybe you know your kids, pets or cars name isn’t secure either… lets get you more secure, get https://www.onesureinsurance.co.uk/van-insurance insurance for your car and feel ten times more secure.

photo credit: Visual Content Data Breach via photopin (license)

1.  USE A PASSPHRASE NOT a PASSWORD
You should use a 9 character passphrase with with special characters.  Like
FromNowOn!WillUse1B!gPassPhrase$.” Short or common passwords can be easily guessed or attacked sequentially.  For many of you, you are thinking there is a password lock out feature that keeps lowly hackers from trying all the password possibilities. In which you are right.

Most sites or apps block multiple attempts and either lock the account or offer an option to change the password after many failed attempts.  However, hackers rarely use this tactic.  Instead, they compromise the website or app and collect the encrypted passwords. With a little research the hacker determines how the passwords were encrypted. (In other words, they figure out the math required to generate the encrypted passwords) They then use hacking tools plus another online tool to brute force “crack” encrypt known words or passwords and compare them against the encrypted passwords which they collected.  This is where your common password falls over backward.

Considering that fundamentally computers fastest action is the comparison of 1’s and 0’s this is a amazingly fast job. In fact there are password cracking tool that use gaming video cards can crack passwords with 6 billion attempts per second, although so many people still use their graphic cards just to play video games as CSGO, with the help of sites that increase your CSGO rank.  using a passphrase makes this significantly more difficult to do in a short period of time.

By adding a few characters, numbers and special characters into an easily remembered passphrase you are making hacking your password significantly more difficult to crack, check my blog about this. Look, if you have valuables at home you would probably get help from a company like 469locksmith Dallas TX to secure your locks, same applies to your online valuables. You have to listen to us the experts, by doing this cracking your password can go from cracked in minutes to months to years. You also need to add security to the sites you create, along with the optimization you do on the site, with a Search Engine Optimization Columbus company. We would suggest to check the indexsy list of best seo companies in uk to get more in deep information about SEO in general.

photo credit: barnimages.com Working with iPhone via photopin (license)

2. CHANGE YOUR PASSWORD REGULARLY
If you have had the same password for years… you have increased the chance of an old hacker compromise from years ago, leaving you vulnerable today.  Change your password at least once a year.  If you want a gold star, change it twice a year.

3. DO NOT USE THE SAME PASSWORD EVERYWHERE
Imagine if everyone had the exact same house key. The key would be useless … right? Need I say more?

4. USE MULTI-FACTOR AUTHENTICATION
Sounds fancy? You should like fancy. Multi-factor authentication adds another “factor” to your password. It is essentially having two or more passwords to login to your account/service. There are many ways to do this including using your smartphone, having a secure token or USB key or fingerprint.

With a second factor you are using your good password (see #1) with something only you have. Many of you may have enabled fingerprint on your phone. Bravo! You’ve done it for your phone! (Ask me why I don’t use my fingerprint).

Get a VPN and Use It
Any time you connect to the Internet using a Wi-Fi network that you don’t know, you should use a virtual private network (VPN).

“VPNs provide a secure connection over the Internet between a user and the data or websites to which they connect, and encrypt the data exchanged across that connection,” wrote Aaron Stern, for the Kaspersky blog. It’s one of the most succinct explanations of VPNs I’ve ever read.

Say you go to a coffee shop and connect to a free Wi-Fi network. You don’t know anything about the security of that connection. It’s possible that someone else on that network, without you knowing, could start looking through or stealing the files and data sent from your laptop or mobile device.

Get Disposable Credit Card Numbers
The system of credit card use is outdated and not very secure at all. That’s not your fault, but there is something you can do about it: Use disposable credit card numbers. In other words, you have your regular credit card account, but you can get a new 16-digit credit card number any time you need to buy something.

Security tech journalist and PCMag contributing editor Fahmida Y. Rashid mentioned that some banks, such as Citi Mastercard, offer one-time use credit cards. Bank of America similarly has a program called ShopSafe that works like this: You log into your account, generate a 16-digit number as well as a security code and “on-card” expiry date, and then you set a time for when you want all those digits to expire. You use the new temporary numbers in place of your real credit card when you shop online, and the charges go to your regular account. The temporary card number will not work again after it expires.

So the next time your credit card company or bank calls you to try and sell you upgrades, ask about one-time use cards and other similar services. If you bank doesn’t offer these levels of protection, you can get them elsewhere. Abine Blu roffers masked credit card numbers, as well as email masking and other privacy services.

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Check out Yubico www.yubico.com for a Yubikey to insert into your computers usb port.

Try Duo https://guide.duo.com/third-party-accounts with its free app to add a second factor. GMail, Facebook, Outlook, Office 365, banks and many other sites support these.

5. USE A PASSWORD MANAGER
Ok, now you are worried you are going to forget your passphrase… NO PROBLEM.  There are apps for your phone and computer that allow you to store you passwords. In fact, some of them integrate with websites and you NEVER have to type or copy the password.  WIN w!n. These apps or websites store all your passwords behind one master password you set.. (See #1)
Check out LastPass www.lastpass.com  or  Dashlane www.dashlane.com. Extra credit: If you use Dashlane or LastPass you can use multi-factor tokens with them also.  Bonus! Dashlane and LastPass can fill in payment forms and store your credit card information too!

Be sure to store your master password for your password manager in a safe just in case you forget. If you use a multi-factor token setup alternate backup access. Check with your web service or bank to find out how.

Once you do this.. you are in complete control of accessing your account. Not even the people from the site in some cases can get into your login. You will be your own locksmith.

Take a deep breath… It’s easier than you think.